With a very large number of MSMEs struggling with cash flows, due to delayed payments, reduced customer demand and a general slow-down in the economy, it is important to focus on getting demand back as soon as possible. The best way would be to incentivise accelerated spending over the next
When the Corona led lockdowns started in the middle of March, not only in India but across various parts of the world, the business world was stunned. Most believed the world would not be able to function and work will come to a standstill. 6 weeks later, the on-ground experience

Focus On High ROI

Sheetal Jain
Leave the data collection to us. Focus on getting a High ROI. Think about this for a moment. A typical credit analysis (Bank/ B2B credit) requires analysis of information provided by the borrower, corroboration of that information from public domain sources as well as market intelligence. As a result- the
Know Your Customer (KYC) is the first crucial step in credit analysis for any commercial lending firm. The primary objective of this process is to prevent money laundering, and to manage risk and financial frauds. As per RBI regulations on KYC, the objective of KYC/Anti Money Laundering (AML)/Combating of Financial
To appreciate why efficiencies driven by information are crucial to the banking sector, let us do some number crunching. Note: All data below are results of Probe research. Broadly speaking, banks’ income can be categorized into interest income (interest on loans to borrowers) and non-interest income (fees and commissions, profits